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Old 07-30-09, 09:15 PM
Valleygirl's Avatar
is overwhelmed
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Right now we have just under $6000 in ours. When our debt is finally paid off, I am aiming for March, we will need to bump it up to around to around $15,000 for us to live on for about 3-4 months. I consider an emergency something that is unexpected like an accident or unplanned hospital stay, someone losing a job, major unexpected car or house repair.
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Old 07-31-09, 10:22 AM
Dopey406's Avatar
is loving her husband and children!
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We're finally working on our emergency fund after getting out of debt. We have about $4,000 in there right now and our goal is $10,000 by year's end. We're pushing our goal deadline back to April because we have some big expenses coming up this fall that we know we'll need to cover (new mattress, tuition, etc.) so we won't be able to put quite as much in as we'd like. But for now, $4,000 is enough to cover about a month and a half in the event that DH loses his job or something. Our goal is 3-6 months so we'll get there.

We also consider an emergency to be a job loss, accident, unexpected car repair, hospital stay, etc.
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Old 08-04-09, 02:08 PM
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Currently, we have 4 month's worth of expenses saved up. If we had to, we could cut out all spending to bare minimums and could probably stretch it to 5 months. I would love to have a year's worth saved up, but I don't see that happening anytime soon. All extra cash now goes to pay off the loan and the truck. We have managed to put every OT/Court OT check into savings these past 2 years. I actually have it routed directly to it through HR..that way we don't get tempted to spend "extra" money.

I see an emergency such as me or dh getting hurt on the job, or a major catastrophe with the house or vehicles.
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