Baby Corner

Old 11-26-06, 01:13 PM
Janine's Avatar
is in love with the new man in her life!
VIP Member
Join Date: Jul 2001
Location: Broken Arrow, Oklahoma
Posts: 7,949
Thanked 179 Times
Points: 1
Level: 1
Weekly Activity 0.5%
Default How much

Do you normally spend each month in gas and food? I think we spend about $50 a week in gas, and about a $100 in food. We should be getting enough money in January to pay off all of DH's credit cards...FINALLY! And after that happens, DH's paychecks should cover all the actual bills, leaving my paychecks to pay for living expenses and everything extra, including paying off more debt, like my car. But we also plan on getting DH a new car before summertime. the car he has now was given to us and has a lot of problems, not the least of which is the fact that the air conditioner leaks freeon and has to be recharged almost weekly.
So I am trying to get an idea of how much we should living on, so I can divide the rest of my income between paying off my car so we won't have 2 payments, and setting aside money for a down payment.
How much do you guys think is a good amount for a down payment?
Reply With Quote
Old 11-26-06, 02:02 PM
Valleygirl's Avatar
is overwhelmed
CL & Mommy 2 Three
Join Date: Mar 2001
Location: California
Posts: 11,653
Thanked 387 Times
Points: 13
Level: 1
Weekly Activity 30.5%

I budget $200 a month for gas, sometimes we don't use it all, and $425 a month for groceries, we almost always use that all.
Reply With Quote
Old 11-26-06, 08:46 PM
Susan's Avatar
VIP Member
Join Date: Sep 2002
Location: New Jersey
Posts: 29,320
Thanked 170 Times
Points: 1
Level: 1
Weekly Activity 0.5%

we spend about $500 a month in gas and i have cut my food bills down to about $550 a month
Reply With Quote
Old 11-26-06, 08:57 PM
Dopey406's Avatar
is loving her husband and children!
Join Date: Oct 2003
Location: Ohio
Posts: 24,935
Thanked 1,189 Times
Points: 882
Level: 10
Weekly Activity 2151.75%

We budget $65/week (260/month) for groceries and our gas spending fluctuates depending on our travel needs, but usually about $30/week ($120/month).

About the down payment--are you asking about a car down payment? If you will have all of your bills paid off in January, you should be able to save cash for a car in the summer and pay for a car outright. Or you could try to make a trade, like we did. We paid $0 for our van because we just traded our car with the owner of the van. But if we had had to purchase a van, we were planning to save $400/month for about 10 months and use the value of our car, combined with the $4000 saved to purchase a decent used van.

Buying cars new is undoubtedly the biggest waste of money. That car depreciates 30% in value practically the instant you drive it off of the lot. You can save up to $10,000 by buying a 1 or 2 year old car used and usually still get the full warranty. Consider it.
Reply With Quote
Old 11-26-06, 09:05 PM
Oreo's Avatar
is all about the PINK!!!
Proud American Teacher!!
Join Date: Apr 2004
Location: In a State of Confusion
Posts: 9,601
Thanked 652 Times
Points: 2
Level: 1
Weekly Activity 3%

I only need to fill my van's gas tank twice a month and DH is about the same. So gas is about $160 for us -- A gallon in NY is $2.45 (ugh!)
We are trying so hard for groceries, but it is a battle to stay low. If I only buy the bare necessities, I can stay under $125, but most weeks we are closer to $175. It is painful.
I agree with Deanna -- save as much as you can and buy a certified used car!!! Don't pay to put in some saleman's new pool!!! A lease turn in vehicle will save you thousands!!
Reply With Quote
Post Reply Post New Topic  

Thread Tools
Display Modes

Latest Articles
Pregnant Woman's Guide to The Zika Virus
Get the latest information about the zika virus during pregnancy including how to protect your unborn baby or infant, signs and symptoms, complications, and prevention.

Fetal Development Video
Video showing how a fetus developed during the 40 weeks of pregnancy. Fetal Development Video

Adventure Vacations with Your New Family Are Possible
If you spent time as a couple exploring vast areas of the world, that doesn't have to end just because you have a new baby. Here are 6 tips to make your vacations fun for the whole family. Plus, vacation ideas to help you get started.

The "Mozart" Effect: How Music Helps Your Baby's Development
Can your baby really be smarter if your listen to Mozart, or other classical music, during pregnancy?

What to Expect Postpartum: Your Period
The postpartum period brings many changes to a woman's body. Learn what to expect with your period including when it will return and warning signs to watch out for.

July 2018 Baby Photo Contest Winner
July 2018 Winner
Congratulations Willow!

Calculators & Tools

All times are GMT -4. The time now is 10:25 AM.

Pregnancy | Fertility | Baby | Toddler | Community | Baby Names

About Baby Corner | Advertising | Editorial | Contact Baby Corner | Terms of Use | Privacy Notice

Powered by vBulletin® Copyright © 2018, vBulletin Solutions, Inc.