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Old 09-01-06, 11:46 AM
ChristaMc's Avatar
SAHM and Lucky Wife
 
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Well, I kind of just jumped right into this board w/out really introducing myself so I figured I would do that. My name is Christa and I am 28 married to Brent for 7 1/2 years and we have 2 girls Emily and Gracie. We recently moved into our home that we had built. I am a SAHM and Brent works for the City as Stormwater Administrator. We took a huge paycut to come back home to Abilene(around $25,000), so there lies alot of our financial issues. I am a shopoholic that has a wine taste on a beer budget! LOL I am a self described materialistic obsessive shopper that has calmed down alot since I had my girls. LOL Our family website is
 
if you would like to go over and take a look.

My Confessions:
*I don't tell dh anything about our finances.
* I spend money that we don't usually have
* It scares me to think about what our future holds if I continue in this pattern.
* My dh thinks we have $ in the savings that isn't really there.
* HELP!

Our bills:
Mortgage: $689.12
Dish Network
Water
Electricity
Internet: $41.18
Loan: $141.00
School Loan: $55.32
Cingular:$ 41.08
Gymnastics: $75.00
Dance Class: $75.00
Car Insurance: $109.17
Home Insurance
Taxes
Builder Overages
Girl Scout Dues: $5
Sony (dumb online game for dh
 
): $15.98

Well, that's my story.....as you can see we don't have any credit cards or car payments....hence where I get stuck on how to make a budget when you really aren't paying anything off.....no victories anywhere. Glad that TBC has this board though, I am inspired deeply to get into financial shape...now, if I could just figure out how!
 
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Old 09-01-06, 12:13 PM
DEE's Avatar
DEE DEE is offline
Julia's mommy
 
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Hi Christa! I am a huge shopaholic too and also tend to keep how much I spend from DH. One of my biggest goals is to REALLY cut back on shopping, especially with a baby on the way. Things in our life are really going to change now that we'll be paying for daycare and I'm going to be cutting back from working 5 days a week to 4. We do save but will be saving even more into a college fund.

Good luck! LET'S STOP SHOPPING!!!!!!!! I think part of my problem is that I shop when I'm bored. Stupid I know but I do.
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Old 09-01-06, 12:14 PM
~Kelli~'s Avatar
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jump right it-- I did
 

You may not havedebt type things-- but we all have victories in just paying for life, so look at it that way
 


And atleast you admit your materialism.... i admire your honesty!
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Old 09-01-06, 12:15 PM
~Kelli~'s Avatar
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and one step at a time..... once you get your hands around how much you are spending you'll be better off telling DH what the scoop is...
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Old 09-01-06, 12:29 PM
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I just wanted to add that I looked at your website and your girls are BEAUTIFUL!!!!!
 
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