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Old 06-04-07, 10:20 AM
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Question Mortgage question

What percent of your take-home pay is your mortgage payment?

We started looking at houses this weekend and we're trying to figure out our budget for buying a new home. Right now, our mortgage payment (with taxes and insurance) is about 22% of our take home pay each month. That's for a 15-year, 5% mortgage.

Just wondering what everyone else's is.....
 
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Old 06-04-07, 10:30 AM
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About 13%. Our mortgage is a 30 year fixed @ 5.625%.
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Old 06-04-07, 12:40 PM
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Ours is 23% for a 30 year fixed at 6.5 %.
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Old 06-04-07, 12:43 PM
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this is a good question!!

part of DH's salary is commissions-- so ours is roughly 20% for our 2 homes....our primary residence is 20yr 5% fixed.... the other is 30yr 6% fixed
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Old 06-05-07, 02:45 PM
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just the mortgage part? about 20%.....including taxes and insurance about 26%
 
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