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Re finance the house

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  • skyqueen skyqueen's Avatar 01-27-08 | 12:58 AM
  • well, with the interest rates continuing to drop the way they are, it looks like it actually might be financially beneficial for us to go thru the trouble to refinance our rental house.

    I'm a little excited about that because it would mean great savings for us and we could really use it.
    (the rental market has taken a downturn and we're not really making $ at the current rates and payments but we would be after a refi )

    Anyone else looking at the interest rates and thinking about refinancing?
  • Valleygirl Valleygirl's Avatar 01-27-08 | 02:35 AM
  • We are in the middle of a refi right now. Our payments are going to stay the same, but we went from a 30 year, with about 27 years left on it, to a 20 year mortgage. So we are saving a ton in intrest!
     
  • DEE DEE's Avatar 01-27-08 | 09:30 AM
  • Our rate is 4.75 with only 4 years left to pay on the house so we are not.
  • Oreo Oreo's Avatar 01-27-08 | 11:02 AM
  • Our house is new enough that it isn't worth it -- costs of refi vs. current value vs. equity and all.... Not such a great thing for us.

    Too bad!
  • addygirl addygirl's Avatar 01-27-08 | 12:40 PM
  • We are weighing our options. We wouldn't do anything unless we decide NOT to put our house on the market.

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