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saving up for vacation

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  • MImom23 MImom23's Avatar 01-29-08 | 02:38 PM
  • Heidi's post about going to IN and trying to budget how much money is needed and having to save has me wondering... How do you save up for vacation??

    DH and I are planning a trip FL to visit his grandparents and the kids decided we should save all our change so we have agreed when we break a dollar we will not spend the change but put it in a coffee can and save it for vacation, and pop bottle returns (which are 10 cents a bottle in MI) Which we drink alot of
     
    will go 100% to our vacation fund. of course we can't go to FL with out a trip to disney, so we are hoping we can save up enough for that plus some of our tax return. So how do you fund your vacation and teach our kids about saving up to do special things??
  • Susan Susan's Avatar 01-29-08 | 02:44 PM
  • For disney last year we spent about $2500..not including the condo we had there. That's how much "spending" money we brought while we were there.

    It all depends on where we go and what we plan on doing...when we go camping we need less money b/c we cook most meals at the campsite
     


    We save some and the rest we use DH's summer work check which is like extra money since it's on top of his regular pay

    it's hard saving for a vacation
     
  • Dopey406 Dopey406's Avatar 01-29-08 | 02:54 PM
  • Right now, we're not saving for a vacation because we're still in "get out of debt" mode. Once the debt is paid off, we'll take two months' worth of debt payments for our vacation (about $3000).
  • skyqueen skyqueen's Avatar 01-29-08 | 03:02 PM
  • well, we're in perpetual save mode I guess.
    we just always put a portion of our paycheck in the bank and our income is more than our spending.

    We also don't plan big expensive vacations, but every 3rd or 4th year, we do want to do something special. So by that time, we've accumulated enough money to comfortably go on an expensive vacation and still have money in the bank.

    But if you were to set up your lifestyle such that a small portion automatically is skimmed off the top of the paycheck and into a 'vacation fund' or whatnot, then it's not hard to save. Just do the math backwards. You need $3,000 for a decent vacation lets say... that means you would need to put away $250/month for a whole year to save for the vacation.
  • Dopey406 Dopey406's Avatar 01-29-08 | 06:22 PM
  • We haven't taken a vacation since 2002, so if we can squeeze it in this year, we're doing something FUN!!! Our children have never had a vacation so now that they're a little older, we're hoping to have a good time this summer.

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