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  • budnik budnik's Avatar 01-06-09 | 10:31 PM
  • Congrats on creating a plan, it's a great start in the right direction.
  • Mommy2KNIH Mommy2KNIH's Avatar 01-07-09 | 01:14 AM
  • I didnt know that if you close a credit card after paying it off is bad for your credit report. Why is that?
  • Patience Patience's Avatar 01-07-09 | 01:25 AM
  • That's wonderful!

    I tried talking my DH into going for his principal papers, but that isn't happening here. LOL! He's too into teaching....I'm into paying off our debt. LOL!

    Best of luck and I hope you are debt free and a SAHM in 2010.
  • skyqueen skyqueen's Avatar 01-07-09 | 02:11 AM
  • wow - that all sounds like a really solid and well thought out plan!

    stick with those milestones and I'm sure you'll be sitting really pretty come 2010
  • Janine Janine's Avatar 01-07-09 | 12:21 PM
  • When you close an account it reduces your available credit, so the % of debt to available credit goes up and can hurt you.

    Dh would rather stick with teaching, but our state is like 5th lowest on teacher salaries so there is just no way we can afford it and have any more kids.

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