Ugh-this refi is proving to be more trouble than it is worth! Money Matters Message Board
Baby Corner


Baby, Trying to Conceive and Pregnancy Message Boards


Baby Corner Message Board > Girl Talk! > Money Matters Ugh-this refi is proving to be more trouble than it is worth!



Post Reply Post New Topic  

 
Share Thread Tools Display Modes


 
Old 12-20-10, 07:28 PM
teddybear1082's Avatar
is Back to work :(
Proud SAHM
 
Join Date: Dec 2006
Location: La La Land
Posts: 3,699
Thanked 399 Times
Points: 1
Level: 1
Weekly Activity 1.03%
Default Ugh-this refi is proving to be more trouble than it is worth!

Dh and I just paid down our home equity loan so to qualify for a refi of the big mortgage. (we didn't have enough equity to qualify originally since home values went down). This refi seemed like it was going to be a piece of cake-the mortgage co originally said they would send a notary to us and we could close at home. Of course the title lawyer that we were matched with does not do in-home closings, so we are stuck going to them. We are closing on Wednesday-two days before Christmas Eve, and they are located right near one of the biggest shopping malls in the area and are 30 miles away from home. Between rush hour traffic, shopping traffic and distance it should take us about an hour each way (maybe more on the way home!). Thankfully, my mom said yes to watching the kids so we at least don't have to drag them with us!
I have to keep telling myself that the savings we will see every month will make it all worth it!
Reply With Quote
 
Old 12-20-10, 09:42 PM
amitrat's Avatar
is tired from teaching
Community Member
 
Join Date: Apr 2008
Location: Neverland
Posts: 2,025
Thanked 437 Times
Points: 1
Level: 1
Weekly Activity 1.03%
Default

Fingers crossed that the traffic isn't as bad as you anticipate! GL - and the savings will be worth it!
Reply With Quote
Thank you amitrat!
teddybear1082 (12-21-10)
 
Old 12-21-10, 09:47 AM
Patience's Avatar
is proud of her kids.
.....is rewarded!
 
Join Date: Jan 2002
Location: Pittsburgh, PA
Posts: 13,515
Thanked 1,012 Times
Points: 1
Level: 1
Weekly Activity 1.03%
Default

Is there anything else you need to do while you are out that way? Any big store that you don't have near home that you could "make the most" out of the trip? Since the kids are being watched, maybe you and DH could get a dinner out? Just an idea.

Good luck! It will be worth it.
Reply With Quote
Thank you Patience!
teddybear1082 (12-21-10)
 
Old 12-21-10, 01:39 PM
MrsS1stbaby's Avatar
is a mother of 2 beautiful kids!
Grounded Dreamer
 
Join Date: Dec 2007
Location: Northeast Florida
Posts: 3,699
Thanked 530 Times
Points: 54
Level: 2
Weekly Activity 228.66%
Default

Whew- that is a drive! Hopefully the traffic won't be so bad, and like Nicole maybe you could get something else out of the trip?
Reply With Quote
Thank you MrsS1stbaby!
teddybear1082 (12-21-10)
 
Old 12-21-10, 01:43 PM
DanieH's Avatar
is ready to face new changes that lie ahead.
Kaitlyn & Nicole's Mommy
 
Join Date: Jul 2003
Location: Out There, NJ
Posts: 10,621
Thanked 425 Times
Points: 19
Level: 1
Weekly Activity 26.9%
Default

Yikes, but yea...totally worth it if youre saving bundles each month. Good luck!
 
Reply With Quote
Thank you DanieH!
teddybear1082 (12-21-10)
Mom of the Month Contest

Latest Articles
Letting Go of the Perfect Mother Myth
Motherhood has its own romance and myth, represented in film, literature and in communities of women. We buy into it because so few people will blurt out uncomfortable truths...

Midwife or Ob-Gyn: Which is Best Choice for You?
Midwife or Ob-Gyn - One of the biggest choices is deciding on a health care provider for your pregnancy and delivery.

9 Clues - Allergies or the Common Cold?
It can be difficult to tell if your little one is suffering from a cold that will soon go away or from allergies.

Dealing with Gender Disappointment
Gender disappointment can be so extreme that some mothers report feeling emotionally distressed upon learning their baby's gender

5 Tips to De-clutter Your Playroom
Learn how to organize your baby's playroom. You may think the toys have taken over. One of the most important things to keep this from happening is to be vigilant.


Calculators & Tools


Sponsored Links

All times are GMT -4. The time now is 07:06 PM.


Pregnancy | Fertility | Baby | Toddler | Free Baby Stuff! | Community | Baby Names

About Baby Corner | Advertising | Editorial | Resources | Contact Baby Corner | Terms of Use | Privacy Notice


Powered by vBulletin® Copyright © 2012, vBulletin Solutions, Inc.
SEO by vBSEO ©2009, Crawlability, Inc.