Skip to main content
Baby Corner logo

Welcome! Register today! | Login
Forums > Parent to Parent > Coupons, Savings & Money Matters >
Materials/Organization for starting a budget

Materials/Organization for starting a budget

Reply Post New Topic

  • Valleygirl Valleygirl's Avatar 08-27-06 | 03:07 PM
  • I know some ladies were wondering what/how to get started. I thought I would post the things I use to help me and how I have them organized. I also thought this would be a good place to share your ideas if you are already budgeting.

    Materials (I either had these at home, got them off the computer or got them at Target for under $20)
    1 1/2 - 2" 3 ring binder
    zippered pocket for 3 ring binder (for keeping pencils, checkbook, calculator)
    Lg expanding file folder
    Legal envelope size expanding file folder with at least 13 pockets (if you are planning on using cash envelopes)

    In the binder
    I have a calendar printed out for each month. On the calendar I have paydays and things that we need to save up for, like birthdays, car reg, etc highlighted. As bills come in I mark them on the calendar for how much and when they are due. Once my budget is figured out for the month I also put how much cash I need to withdraw from the bank each payday for our cash envelopes. Behind each month's calendar I have our monthly budget sheets and behind those I have the money flow sheets that show what amounts for each item are coming out of each payday. I also keep the zippered pocket with checkbook, calculator, pencils, and pens in the binder so I don't have to search for those things when I am ready to work on the budget or paybills.

    The large expanding file folder I use to put the paid bills, to be discarded once I am sure there is no question that they were paid.

    The smaller expanding file I use to keep my cash envelopes organized.
  • Dopey406 Dopey406's Avatar 08-27-06 | 05:06 PM
  • Awesome! You're FAR more organized than we are!
    Nice ideas! I might steal a couple of those ideas!!
  • range range's Avatar 08-27-06 | 07:05 PM
  • thanks Melanie...
  • Phalene Phalene's Avatar 08-28-06 | 10:52 AM
  • Those are great ideas!

    I don't do too much, I keep a spreadsheet in Excel listing each payday across the top, and down the side I put all my bills and which payday they will be paid in. When they are paid I highlight it in yellow so I know what still needs to be paid.
  • Sheri Sheri's Avatar 08-28-06 | 01:53 PM
  • I really like the calendar idea!!
    You are very organized!!

Pregnancy Week by Week Personalized For You
See how your baby grows each week throughout your pregnancy with advice and tips for what to expect.

Enter Your Due Date

Latest Articles

Baby Names for Spring Babies

Pregnant Woman's Guide to The Zika Virus

Fetal Development Video

Adventure Vacations with Your New Family Are Possible

The "Mozart" Effect: How Music Helps Your Baby's Development

What to Expect Postpartum: Your Period

How to Calculate Your Baby's Conception Date

Postpartum Fatigue Busters

Research Links Surprise to Learning in Babies

Dealing With Morning Sickness While at Work

August 2019 Photo Contest Winner

August 2019 Baby Photo Contest Winner
Congratulations Mishapauli14!!

Enter Your Baby's Photo Today!