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  • skyqueen skyqueen's Avatar 01-07-09 | 04:25 PM


    closing accounts (and opening them as well btw) does hurt your credit score. But not for a long time.
    Sometimes, closing accounts really is the best thing to do in the long run. And your score only changes by a few points -- so it's not like you're moving entire categories.

    I closed a CC acct and opened a new CC when they were yanking me around too bad (turned out that I got quite a bit of $ from a class action lawsuit with that CC company too
    and my credit only went down about 10 points in total. That was several years ago and I've completely recovered from that temporary ding in my credit score.

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